Lend Smart and Prosper
Data last updated:
Friday October 26th 2007
Friday October 26th 2007
About this chart:
Plotted are the Interest Rates vs DTI of each Listing with 90% or more funding. Also included is a regression line indicating the prosper.com historical relationship between Interest Rate and DTI for AA Credit Grade.
Note: Click on the chart to view the listing on the Prosper.com website.
Plotted are the Interest Rates vs DTI of each Listing with 90% or more funding. Also included is a regression line indicating the prosper.com historical relationship between Interest Rate and DTI for AA Credit Grade.
Note: Click on the chart to view the listing on the Prosper.com website.
Active Loans 90% funded (AA)
Reviewing Active Listings
Presented are currently active listings on Prosper.com with more than 90% funding. Click on the Listing Numbers to see the listing details on the Prosper.com site.
Please Select a Credit Grade: AA
Trend Line: Discussion
The trend line shown on the chart and the RG column in the table are based on a historical data from Prosper.com. The line you see for credit grade AA. Because many factors contribute to the final interest rate of a loan these predictions are not prefect, shown below are the R values for the analysis. We are currently working on a more detailed regression.| Model Fit | ||||
| R | R Squared | |||
| 0.555025 | 0.308053 | |||
Table: DTI and Interest Rates
| Number | Rate (%) | DTI (%) | RG* (%) | Title | Time Left |
|---|
* Regression Analysis: Based on a simple linear regression of historical DTI and Interest Rate, indicates if this is a above average or below average Loan.
