Lending Analysis

Data last updated:
Friday October 26th 2007

About this Chart:
The chart is of active Listings that are 90% or more funded. For each Credit Grade the Max and Min Interest Rates are shown as a bar, and the Average Interest Rate is shown as a point.

Note: Click on a credit grade to see active listings.

Welcome

Here at Lend Smart and Prosper (LS&P) our goal is to provide tools for all levels of Prosper.com users. With everything from simple listing advice to average interest rates to extensive regression analysis, Lend Smart and Prosper strives to provide the very best in accuracy and usefulness.

Where to Start
First be sure to register at Prosper.com then visit our pages for both borrows and lenders.

Notice: We are not affiliated with Prosper.com in any way.

Borrowers

So you need to borrow some money. Excited about the possibility of lowering you monthly credit card bill? Tired of paying huge fees to Pay Day loans? Prosper can help but the results are not guaranteed. Take a look at the chart below, it shows the percent of loans that actually get funding on Prosper.

Lenders

So you want to make money and at the same time help out your fellow man? Had so much fun with online investing you want to be an online bank too? Well Prosper is the place for you. Shown below are the high and low interest rates each week of loans to Prosper users with AA credit ratings, over the last year.